VP Senior Commercial Loan Officer
Union Savings Bank - CT
Date: 2 weeks ago
City: Danbury, CT
Contract type: Full time
Job Details
Description
The VP Senior Commercial Loan Officer is responsible for the management and development for new and existing commercial accounts.
Sales
Develop and manage large and most complex commercial account relationships.
Solicit for new business and interview applicants.
Participate in joint calling efforts with branch personnel and commercial lenders.
Communicate with internal/external customers throughout application and loan process.
Demonstrate strong leadership skills.
Cross sell bank products and services, counseling customers on pertinent product awareness.
Communicate with internal and external customers throughout application and loan process.
Portfolio Management
Collect and analyze financial and related data to establish creditworthiness.
Monitor customer’s account relationships through financial analysis and ongoing customer contact thus increasing retention and satisfaction, while minimizing risk.
Identify, cultivate and maintain relationships with referral sources.
Manage and structuring some of the most complex credits within the Department.
Manage a large commercial portfolio with minimal delinquency and runoff.
Demonstrate ability for monitoring customer adherence to loan terms and enforcement of conditions precedent, covenants and general monitoring.
Credit Administration
Attentive to duties as a loan officer and detail-oriented.
Able to handle multiple, complex transactions at a time with little supervisor assistance.
Knowledgeable in bank operations, procedures, and in the types of transactions which are most desirable to the Bank.
Structure, coordinate and underwrite all loans in conjunction with Credit Administration as applicable.
Handle new loan requests in conjunction with governmental loan programs.
Community Involvement
Maintain through active participation professional and community relationships, increasing the Bank’s visibility within the marketplace, thus generating new business opportunities and furthering professional development.
Keep abreast of local economic, financial and legislative events which may have an impact on commercial lending activities.
Keep current and maintain knowledge of changes in regulatory environment pertaining to commercial lending.
Description
The VP Senior Commercial Loan Officer is responsible for the management and development for new and existing commercial accounts.
Sales
Develop and manage large and most complex commercial account relationships.
Solicit for new business and interview applicants.
Participate in joint calling efforts with branch personnel and commercial lenders.
Communicate with internal/external customers throughout application and loan process.
Demonstrate strong leadership skills.
Cross sell bank products and services, counseling customers on pertinent product awareness.
Communicate with internal and external customers throughout application and loan process.
Portfolio Management
Collect and analyze financial and related data to establish creditworthiness.
Monitor customer’s account relationships through financial analysis and ongoing customer contact thus increasing retention and satisfaction, while minimizing risk.
Identify, cultivate and maintain relationships with referral sources.
Manage and structuring some of the most complex credits within the Department.
Manage a large commercial portfolio with minimal delinquency and runoff.
Demonstrate ability for monitoring customer adherence to loan terms and enforcement of conditions precedent, covenants and general monitoring.
Credit Administration
Attentive to duties as a loan officer and detail-oriented.
Able to handle multiple, complex transactions at a time with little supervisor assistance.
Knowledgeable in bank operations, procedures, and in the types of transactions which are most desirable to the Bank.
Structure, coordinate and underwrite all loans in conjunction with Credit Administration as applicable.
Handle new loan requests in conjunction with governmental loan programs.
Community Involvement
Maintain through active participation professional and community relationships, increasing the Bank’s visibility within the marketplace, thus generating new business opportunities and furthering professional development.
Keep abreast of local economic, financial and legislative events which may have an impact on commercial lending activities.
Keep current and maintain knowledge of changes in regulatory environment pertaining to commercial lending.
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