Mortgage Lender

Summary

Join Envoy Mortgage as a Mortgage Lender and play a pivotal role in helping clients achieve their dream of homeownership. Located in Tracy, USA, you will work closely with Ron and Eva Cedillo's HBR Team to provide expert guidance on mortgage options, ensuring a smooth and efficient loan process.

• Superior Operational Support: Their in-house processing and underwriting teams are known for fast turn times and clear communication. That means I spend less time chasing files and more time closing deals.
• Technology That Works for Me: Envoy’s digital mortgage platform streamlines the application process and enhances the borrower experience. It’s built to reduce friction and improve conversion rates—which directly impacts my bottom line.
• Marketing Powerhouse: They provide a full suite of marketing tools, including automated co-branded campaigns, social media content, and video marketing resources. This is a massive time-saver and helps me stay top-of-mind with Realtors and past clients.
• Strong Realtor Partnerships: Envoy understands the value of referral partnerships. Their platform makes it easy to provide real-time loan status updates to Realtors, strengthening those relationships and increasing referral volume.
• Culture of Recognition and Growth: They don’t just talk about supporting their loan officers—they show it through top-producer trips, coaching programs, and real career advancement opportunities.
  
  

“For me, it’s about aligning with a company that helps me close more loans, elevates my personal brand, and makes doing business easier. Envoy checks all those boxes.”

Responsibilities

• Generate New Business:
• Develop and maintain relationships with Realtors, builders, financial advisors, and other referral sources.
• Actively prospect for new clients through networking events, social media, and community involvement.
• Consult with Borrowers:
• Guide clients through mortgage product options to find the best loan solutions based on their financial goals.
• Pre-qualify and pre-approve borrowers by reviewing income, credit, and asset documentation.
• Loan Origination and Pipeline Management:
• Take complete and accurate loan applications.
• Manage the loan pipeline to ensure all required documents are collected and loans close on time.
• Communicate proactively with borrowers, Realtors, and internal teams to keep all parties informed.
• Compliance and Risk Management:
• Ensure all loan files meet regulatory and company compliance standards.
• Stay updated on current lending guidelines, products, and market trends.
• Customer Experience Management:
• Deliver a high-quality borrower experience from initial consultation to post-closing follow-up.
• Handle any client concerns promptly to maintain satisfaction and encourage repeat business and referrals.
• Marketing and Personal Brand Development:
• Utilize company-provided marketing tools to stay visible to your database and referral network.
• Create co-branded campaigns and manage social media presence to drive lead generation.
  

Qualifications

• Active NMLS License required.
• Proven track record of success in mortgage loan origination (minimum 2 years preferred).
• Strong knowledge of conventional, FHA, VA, and other loan products.
• Excellent communication, interpersonal, and consultative sales skills.
• Self-motivated with the ability to work independently and manage a production pipeline.
• Proficiency with mortgage industry software and CRM platforms is a plus.
  
  

About-our-team

• Competitive compensation plan with uncapped earning potential.
• Access to cutting-edge technology and digital mortgage tools.
• In-house processing, underwriting, and closing teams to support fast turn times.
• Comprehensive marketing resources to help you grow your business.
• A collaborative and supportive company culture focused on your success.
• Recognition programs and opportunities for career growth.