Mortgage Loan Processor
Union Square Credit Union
Date: 6 days ago
City: Wichita Falls, TX
Contract type: Full time
Description
POSITION SUMMARY:
Gather and analyze financial information on members to determine qualifying status for mortgage loans. Ensure the accurate and timely completion of all steps in the mortgage loan process. Responsible for presenting Union Square in a professional and positive image to new or prospective members, employees, and the local community.
Requirements
DUTIES AND RESPONSIBILITIES:
The following duties are normal for this position. These are not to be construed as exclusive or all-inclusive. Other duties may be required and assigned.
Previous mortgage experience is preferred but not required. Ability to use Excel, Windows, and Word. Excellent oral and written communication skills. Excellent telephone manners and techniques. Must be flexible, perform well under pressure and demanding time restrictions, and the willingness to work well with others. Ability to operate a computer, windows based computer programs, and excel spreadsheets.
Education
High School Diploma or equivalent
Union Square Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws
POSITION SUMMARY:
Gather and analyze financial information on members to determine qualifying status for mortgage loans. Ensure the accurate and timely completion of all steps in the mortgage loan process. Responsible for presenting Union Square in a professional and positive image to new or prospective members, employees, and the local community.
Requirements
DUTIES AND RESPONSIBILITIES:
The following duties are normal for this position. These are not to be construed as exclusive or all-inclusive. Other duties may be required and assigned.
- Assist residential loan applicants. Verifying that application data is complete, accurate, and meets established standards including type and amount of mortgage, borrow assets, liabilities, and length of employment.
- Process approved mortgage loans.
- Evaluate credit reports to determine credit worthiness based on industry standards.
- Order surveys, appraisals, title commitments, flood certification forms, and any other required legal documents.
- Upload loan applications for credit scoring.
- Prepare loan packages for underwriting review.
- Satisfy underwriter conditions in a timely manner.
- Quote mortgage payoffs.
- Answer telephone calls pertaining to real estate transactions.
- Notify insurance companies of all new liens.
- Maintain mortgage files.
- Process purchases refinance, home equity, home improvement, modifications, and interim construction loans.
- Ensure all daily jobs are completed according to established procedures.
Previous mortgage experience is preferred but not required. Ability to use Excel, Windows, and Word. Excellent oral and written communication skills. Excellent telephone manners and techniques. Must be flexible, perform well under pressure and demanding time restrictions, and the willingness to work well with others. Ability to operate a computer, windows based computer programs, and excel spreadsheets.
Education
High School Diploma or equivalent
Union Square Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws
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