Credit Analyst

Join us today as a Credit Analyst!
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At the heart of First Business Bank, we believe success comes down to putting people first. Our people are our priority — they embody ambition, experience, and client focus. The result is extremely engaged employees who provide unmatched client satisfaction. With comprehensive total rewards to support our team members, a commitment to valuing each other’s differences, and a focus on improving our communities, we are confident you’ll find the experience is your advantage. We’re delighted you’re considering joining us!

OVERVIEW
The Credit Analyst is responsible for analyzing financial data on new and existing clients, monitoring loan covenants and preparing loan committee presentations while striving to help maintain the overall soundness of the loan portfolio.

Work Model: Based out of our Madison or Brookfield office, this position allows remote work availability 1 day per week; therefore a local candidate to either market is required.

Specifically, as a Credit Analyst you will:

• Be responsible for analyzing financial data on new and existing clients, while striving to help maintain the overall soundness of the loan portfolio.
• Analyze and review appraisals received
• Spread and analyze financial information to determine the credit worthiness of the bank's existing and prospective clients.
• Be responsible for monitoring loan covenants, which includes running scorecards and reviewing loan agreements.
• Prepare loan committee presentations to include: bank exposure, cash flow analysis, collateral analysis, background summary, and overall financial summary.
• Develop a working knowledge on all aspects of loan policy and the ability to communicate its interpretation and rationale to other bank personnel.
• Work closely with the commercial lending team, including our credit analysts, commercial lenders, chief credit officer and other members of senior management.

The successful candidate should have:

• Completed Bachelor degree in Finance, Real Estate, Accounting, Economics, or other Business related field
• Minimum of 1 year relevant underwriting experience
• Experience completing financial spreads and covenant calculations
• Strong knowledge of technology, business computer applications, and ability to pick up on new systems quickly
• Strong personal drive and initiative, demonstrated work ethic, and ability to work as a team
• Ability to work independently and use independent judgment with minimal supervision
• Ability to handle pressure of meeting deadlines