Loan Closer

Flat Branch Home Loans


Date: 10 hours ago
City: Columbia, MO
Contract type: Full time
Description

Basic Description:

We are seeking an experienced and detail-oriented Mortgage Loan Closer to join our team. You must have at least two years of experience working with loans, either in closing or title. We work with a high volume of loans, so you need to be comfortable working in a fast-paced environment. Our ideal candidate is thorough, self-motivated, familiar with governmental and industry guidelines for loan approvals, and can communicate effectively with all involved parties.

Responsibilities

  • Complete data entry and verify all payment information, dollar amounts & payees, and contact information for all parties to create release and track receipt of Closing Disclosure by Borrower to ensure compliance with TRID regulations.
  • Send closing instructions to title companies. Balance and approve final numbers/Closing Disclosure (both Borrower and Seller sides).
  • Review conditions provided by Underwriting and ensure that any remaining outstanding conditions are cleared prior to closing.
  • Timely verification of employment information as submitted on applications.
  • Complete order and release funds for loans prior to closing date/time.
  • Preparation of all loan documents as required by investors and Flat Branch guidelines prior to closing date/time.
  • Review all documents for completeness and accuracy and ensure proper execution prior to closing.
  • Run/complete final compliance and data checks.
  • Respond in a timely manner to potential suspense or citation items related to post-closing activities. Issue Post-Consummation Closing Disclosures as needed.
  • Must be able to work in a fast-paced environment and handle many moving parts simultaneously while also in a remote environment.
  • Accepts all other duties as assigned.

Requirements

Qualifications & Skills:

  • 2 years of Mortgage Closing/Title experience required. The right candidate with other mortgage related experience may be considered.
  • Requires accuracy, organization, and a high attention to detail
  • Excellent written and verbal communications skills, and the ability to effectively communicate across the organization and with business partners.
  • Requires basic math & logic skills, along with abstract thinking and mental agility to instinctively solve problems and manage constantly changing priorities.
  • Self-motivated and capable of managing responsibilities in a fully remote environment.

Pay Range: $20/hour + depending on experience.

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