Jr. Business & Technology Analyst - Data Scientist & Machine Learning Engineer

Axos Bank

Target Range:

$24.00 /Hr. - $30.00 /Hr.

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 10%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

This is an exciting opportunity to join a unique and immersive rotational program as a first step in your career in technology. This full-time rotational program is geared toward providing multi-software platform exposure that focuses on the expansion of knowledge and real-life application within each. We are seeking innovative and energetic individuals who are excited about expanding their skill sets and accelerating their career path with immediate exposure to software applications.

For this position, you will be in the combined Data Scientist/Machine Learning Engineering Rotational Program where you will be joining the Axos’ Centers of Excellence group. You will get to be a part of a team responsible for the implementation of cutting-edge software driven solutions. As you progress through the program, you will rotate into different complementary areas within Data Science and Machine Learning Engineering where roles and responsibilities will change. The final goal of the program is permanent placement within your area of focus. For those looking to make an impact this is where it begins.

In this role you will help drive innovation and build products through application of Artificial Intelligence, Machine Learning and Advanced Analytics. You will collaborate with other data scientists and analysts, developing and implementing innovative data-driven solutions to optimize business processes, enhance customer experiences, and drive overall business success. The ideal candidate will have focus Python architecture and SQL related software or software built on direct interactions with SQL. This position reports directly to the FVP Data Science and Monetization.

This position is on-site and located at our HQ in San Diego, CA. Remote or Hybrid is not available.

Responsibilities:

• Collaborate with cross-functional business units to identify Data Product solutions and monetization opportunities through the adoption of Artificial Intelligence, Data Science, Machine Learning, and Deep Learning, ensuring innovations drive measurable revenue growth and cost optimization.
• Work closely with Axos Bank business units across Consumer Banking, Commercial Banking, Securities and Clearing, Marketing, Risk management, Fraud Management and Technology COE to develop and enhance models, detection systems, and other related analytics.
• Explore existing and new data sources as part of the data strategy frame to analytically prove or disprove the value of 3rd party data sources and identify innovative ways of activating revenue.
• Lead the end-to-end model development and production grade deployment lifecycle, including problem definition, data acquisition and preparation, feature engineering, model selection, training, validation, fine tuning, reinforcement learning and performance optimization; oversee deployment to production environments, continuous monitoring, and model retraining; collaborate with business stakeholders to ensure models are aligned to strategic goals and deliver measurable monetization, operational efficiency, and customer value.
• Design, fine-tune, and deploy Large Language Models (LLMs) and autonomous AI Agents to perform complex, multi-step tasks; integrate them with external data sources and APIs; and implement reinforcement learning, prompt engineering, and monetization strategies to drive measurable business impact.
• Collaborate with data governance and data quality to ensure data products are governed and monitored for quality.
• Implement data visualization tools and dashboards to facilitate effective communication of complex analytical results.
• Collaborate with cross-functional teams to understand business requirements and translate them into data-driven solutions.
• Communicate complex analytical findings and insights in a clear and concise manner to non-technical stakeholders.
• Define, prepare, execute and implement data validation and unit and integration testing methods to ensure data quality
• Create SSIS packages for data transformation, cleansing, caching, aggregation, staging, and transfer
• Analyze and define data flow requirements and prepare applicable system documentation and operation manuals as needed
• Code, test and maintain new and existing SQL jobs, stored procedures and functions
• Performance tune existing stored procedures, tables and indexes
• Troubleshoot problems that may come up with database environments: performance issues, replication issues, or operational issues
• Review SQL code written by other developers to ensure compliance to coding standards and best practices as well as maximum performance
• Perform data analysis and data profiling tasks to provide support and recommendations for development and design decisions
• Develop solutions adhering to software development lifecycle (SDLC) on a cross-platform team involving Salesforce, Marketing Cloud, and omnichannel solutions
• Join client meetings to communicate status, give demos, provide timelines and offer insights
• Participate in daily meetings that go over testing, and code reviews
• Work with IT, Enterprise Data Management, Project Managers, Business Analysts, stakeholders across multiple business units to systematically plan the launch of new or enhanced dashboards, prepare launch collateral/documentation and work closely with users during through the different phases of a project
• Develop deep understanding of the Bank's databases, identify appropriate data sources, relationships and logic needed to produce consistently reliable reports
• Document process steps of repetitive tasks performed
• Perform any additional duties as assigned
  
  

Qualifications:

• Bachelor's Degree in Information Technology, Computer Science, Business Administration, Mathematics or a related discipline
• Customer Obsession: "Good enough" isn't good enough for you. You're obsessed with perfecting the customer experience
• Leadership: A confident person with the ability to connect and inspire others to achieve success, whether or not they directly report to you
• Results Oriented: A driver who possesses the ability to take actions and implement effective solutions in a timely manner. Excuses aren’t in your vocabulary because you always find alternative solutions when issues arise
• Ethics: Highest level of professional integrity and honesty as well as personal credibility. Your reputation for precedes you in this regard
• Innovation: Dedication to maintaining cutting edge talent with the courage to implement new ideas, technology, and aggressively challenge the status quo. You don’t accept responses to new ideas like “That’s the way it’s always been done” because you use facts, data, and people skills to implement meaningful change
• Immersion: A propensity to rapidly master the understanding and application of new technology
• Excellent verbal and written communication skills, including ability to simplify complex concepts for technical and non-technical audience
  
  

Preferred:

• 1+ year's working in an office environment or recent college graduate
• Python programming experience
• Pyspark, Pytorch, Tensor flow
• Basic to intermediate knowledge in SQL server database development and testing
• Programmatic components: Apex, Lightning Web Components
• Automation components: Flows, Assignment Rules
• Basic to intermediate knowledge in SSIS packages
• Basic to intermediate knowledge of Five Tran and DBT
• Exposure to Integrations with other cloud and on premise-based systems
  
  

Axos Employee Benefits May Include:

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
  
  

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.