SBLC Loan Underwriter I at Woodforest National Bank

Take the next step toward your new career today!

Become a part of the diverse and inclusive team within our nationally recognized award-winning Bank that is one of the strongest in the nation. Woodforest National Bank is privately owned, and our Employee Stock Ownership Plan is the largest shareholder. We focus on building relationships and discovering opportunities to better serve our communities and understand the financial needs of every customer we serve. At Woodforest we care and prove it by volunteering with local charities and foodbanks to give back to the communities we serve. By joining Woodforest you will become a part of one of the largest employee-owned banks in the country!

Description

The SBLC Loan Underwriter I, supports the operations of the centralized small business lending center by assisting with data entry, basic underwriting which includes analyzing credit, structuring credit decisions, and coordinating product delivery with internal and external customers.

Key Responsibilities

• Assists customers and employees with loan requests by identifying immediate and long-term borrowing needs, and providing information about the small business loan process and available products and services.
• Collects and evaluates documentation for loan reviews, such as income verification, tax returns (Personal and Business), credit reports, judgment releases, and tax liens.
• Processes application information in the loan origination software program; approves or denies applications within loan authority.
• Examines transactions for accuracy, completeness, and adherence to compliance requirements; escalates issues to management for further review.
• Coordinates loan closing with the customer and banking center.
  
  

Competencies Required

• Solid technology abilities, including proficiency with Microsoft office and loan origination software applications (Crif Lending Solutions preferred).
• Excellent time management and organizational skills; ability to meet deadlines and volume goals in a fast paced environment.
• Strong listening and communication skills (written and verbal).
• Strong attention to detail and concern for data accuracy; ability to read and interpret credit related documentation.
• Excellent customer service skills with the ability to maintain a high degree of confidentiality, diplomacy, tact and salesmanship.
• Solid analytical skills and the ability to make sound business judgment.
• Fundamental knowledge of compliance and regulatory issues pertaining to small business loans; ability to follow established policies and procedures.
  
  

Job

Operations

Primary Location

Texas-The Woodlands

Schedule

Full-time

Work Locations

TX - Operations Center-0100

Unposting Date

Ongoing

Organization

Texas - Houston

Minimum Qualifications/Experience

• 1-3 years in the banking or financial services industry.
  
  

Formal Education & Certification

• High School diploma or equivalent required.
• Two or more years of college with an emphasis on finance preferred.
  
  

Work Status

• Full-Time.
  
  

Supervisory Responsibility

• None.
  
  

Travel

• 0% - Negligible amount of travel expected.
  
  

Working Conditions

• Conditions involve lifting no more than ten pounds, sitting most of the time, but may involve walking, moving, or standing for brief periods, and occasionally lifting and carrying articles like files, ledgers, folders, etc.
  
  

Disclaimer

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Nothing herein restricts management’s right to assign or reassign duties and responsibilities to this job at any time.

Woodforest is an Equal Opportunity Employer, including Disability and Veterans.