Mortgage Loan Processor at Bell Mortgage

This position processes files assigned from the loan officers in a timely manner and monitors file status and potential problems. This position maintains contact with loan officers, realtors, and customers on file.

Primary Duties

• Maintain proper status on loan files assigned.
• Review all VOE, VOD, VOR-M, Appraisals, Title Commitments, Credit Reports, and other credit documentation for accuracy and to correct any problems on these documents as soon as possible.
• Work with the officers to prepare and submit a complete file to underwriting.
• Work with the title company to set closing and to gather payoffs as needed on files.
• Alert officers of potential problems on files and discuss these with the officers.
• Monitor and report to the manager the performance and activities of the officers. If disagreement occurs on a file on how to handle the situation the processor shall consult the manager.
• Keep abreast of FHA, VA, RD and Conventional guidelines as received.
• Have a complete file for shipping and funding a loan.
• Aid the shipping and funding departments as requested by the manager. Will assist as needed to resolve problems on files delivered.
• Work evenings and Saturdays as scheduled. The work schedule for regularly scheduled full time employees is no more than forty hours per week.
• Know by name and face as many customers and employees as possible, calling them by name as often as possible.
• Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
• Know, understand, and live the company values and bottom line.
• Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.
• All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
• Prompt and reliable attendance.
• Perform other duties as assigned.

Job Skills Required

• Minimum of two years of Loan Servicing or Real Estate Processing experience preferred.
• Good computer and keyboarding skills.
• Ability to manage time and work under deadlines and pressure.
• Ability to work with people and maintain composure.

If you love sales and are passionate about helping others purchase their dream home, consider a career with Bell Bank's mortgage team. You will work with colleagues in a first class culture that provides a family atmosphere, enjoy great benefits and provides a high level of service that makes each mortgage run smoothly - by sending closing packages five days before the closing, in-house underwriting and processing and having a support team to allow you to work efficiently.

Bell Bank Mortgage is backed by the financial strength of one of the nation's largest independently owned banks. Founded in 1966 in Fargo, North Dakota, Bell Bank has more than $14 billion in assets and full-service banking locations in Arizona, Minnesota and North Dakota. Bell has empowered more than $30 million in charitable giving through its unique Pay It Forward initiative, through which every employee chooses each year how to help individuals, families and organizations in need.

Originally founded in 1880 by early Minneapolis civic leader David C. Bell, Bell's mortgage division today has thousands of family mortgages to its name. Bell Bank Mortgage has been in Arizona since 1997 and has several regional offices in the United States.

Bell Bank has been recognized as a top bank and a top financial workplace by American Banker, Forbes and Fortune, and has been named among America's top mortgage employers by National Mortgage Professional magazine.

If you want to work for a strong, growing, forward-looking organization with world-class employees, this is the place for you.

Bell's Values

As stewards, dedicated to the growth and reputation of this independently owned organization, we are committed to:

• Promoting and sustaining our family atmosphere.
• Providing unequaled personal service to each and every customer.
• Paying it forward.

Our Bottom Line

Happy Employees! Happy Customers!

In addition to salary, Bell Bank offers a comprehensive benefits package including, healthcare, (medical, dental, vision) employee stock ownership program, and 401(k) contribution and profit-sharing plan. All benefits are subject to eligibility requirements.

Bell Bank Equal Opportunity Employer