Mortgage Support Specialist at General Electric Credit Union
Date: 6 hours ago
City: Cincinnati, OH
Contract type: Full time
Overview
The Mortgage Support Specialist would play a critical role in the Mortgage department by preparing and issuing disclosures and processing rate lock requests and commitments for all secondary market and portfolio (in-house) mortgages.
Essential Responsibilities
- Prepare, validate and send initial disclosures within the regulatory timeframe.
- Monitor changed circumstances via LOS system. Prepare and send re-disclosures as needed.
- Evaluate fees on disclosure requests to ensure accuracy and completeness.
- Organize, label, and maintain received documentation in accordance with documentation standards.
- Handle all lock requests for retail and broker channels.
- Verify lock price, investor and loan level price adjustment (LLPA) on all lock requests.
- Re-price locked loans based on applicable changes through the loan process.
- Track all lock expiration dates and follow up on expiring loan locks.
- Communicate with Loan officers and Processors, when necessary, about disclosures and/or rate locks.
- Identify missing or incorrect documentation and coordinate with Loan Officers or Processors to resolve issues.
- Performs and assists the mortgage department in any assigned or requested projects.
- Complete all required GECU mortgage lending and Elevate U! training courses.
- Maintain the required NMLS designation
Education And Experience
- High School diploma or GED required
- Minimum of one year Mortgage processing or similar experience
Knowledge, Skills, And Abilities
- Professional verbal and written communication skills
- Strong interpersonal skills-ability to work well with others
- Strong time management and organizational skills who can work in a fast-paced environment
- Analytical and critical review skills
- Ability to exhibit a positive attitude and professional demeanor and can lead by example
- Understand and follow mortgage related operational procedures
General Electric Credit Union is an Equal Opportunity Employer.
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