Loan Processing Specialist - #9829737

Job Details

Description

Loan Processing Specialist

At SmartBank, our benefits package is designed to enhance your life. You'll enjoy medical, dental, vision, life, and disability insurance, as well as a 401(k) plan with a 4% employer match. Our generous paid time off (PTO), SmartFlex Days, and 11 Paid Company Holidays promote work-life balance. Engage in paid community involvement, enjoy company apparel, and access tuition reimbursement for your growth.

About Us

SmartBank is rooted in our core values: Acting with Integrity, Being Enthusiastic, Creating Positivity, Demonstrating Accountability, and Embracing Change. Our team lives and breathes these values to fulfill our core purpose: creating "WOW" experiences for our clients. For over 15 years, we've been delivering on this purpose in Tennessee, Alabama, and Florida, and we're continuously expanding our reach. Our team is empowered to care for our clients and actively participate in the communities we serve. At SmartBank, we prioritize individual needs, set high expectations, and celebrate achievements – that's the SmartBank way.

Our Loan Processing Specialist Will Be Held Accountable For

• Adheres to and embraces the SmartBank Way by Acting Smart, Looking Smart and Being Smart.
• Correspond with Lender/Loan Administrator to obtain necessary information for document preparation.
• Reviews loan approval package for special covenants, terms and other information necessary to prepare loan documentation.
• Creates CIF records in core system and generates loan numbers.
• Review Lender’s Title Insurance commitment/search/updates and mortgage related documentation.
• Review flood determination and verify flood coverage approval is obtained prior to closing.
• Responsible for entering loan data and preparing all loan documents required for closing and reviewing for accuracy.
• Required to be familiar with HMDA reporting requirements, identifying loans as such in loan software, and input to loan document preparation program.
• Responsible for preparing security documents such as Deed of Trust/Mortgage, Security Agreement, Assignments, UCC Financing Statements, and initial escrow statements
  
  

Ideal Candidates For The Role Will Include

• High School Diploma or equivalent required.
• Minimum 1 year of banking experience required.