AML Compliance Analyst

Greenlight is the leading family fintech company on a mission to help parents raise financially smart kids. We proudly serve more than 6 million parents and kids with our award-winning banking app for families. With Greenlight, parents can automate allowance, manage chores, set flexible spend controls, and invest for their family’s future. Kids and teens learn to earn, save, spend wisely, and invest. At Greenlight, we believe every child should have the opportunity to become financially healthy and happy. It’s no small task, and that’s why we leap out of bed every morning to come to work. Because creating a better, brighter future for the next generation depends on it. We are looking for a detail-oriented, curious, and strategic AML Compliance Analyst to join our compliance team at Greenlight. This person will play a key role in oversight and execution of all daily reviews related to KYC/CIP and ensure adherence to regulatory requirements inclusive of BSA and OFAC. This role will also support compliance management in reviewing new products and services to identify and mitigate compliance risks. This position will report directly to Greenlight’s AML and Payments Compliance Manager. Your day-to-day:

• Complete daily Know Your Customer (KYC) reviews with accuracy, urgency, and with minimal supervision, ensuring Greenlight is compliant with KYC/CIP
• Investigate and clear OFAC, PEP, and Adverse Media alerts
• Investigate transaction monitoring alerts and other internal AML risk reports, escalating Unusual Activity Alerts to management as applicable
• Monitor Slack channels for trends or concerns that implicate Greenlight’s AML Policy, Terms of Service, Cardholder Agreement, or other matters that could create regulatory or reputational risk to Greenlight, escalating them to management as needed
• Assist with reviewing subpoenas, complaints, audits, and law enforcement requests as directed
• Recommend changes to AML procedures and guidelines as needed
• Participate in ad hoc assignments with cross functional teams as needed
• Independently establish and maintain cohesiveness across all key areas while fostering a culture of compliance
  
  
  

What you’ll bring to the team:

• 2-3 years of hands-on compliance experience (or a role that worked closely with compliance) preferably at a FinTech company or financial institution
• Demonstrated knowledge of OFAC and BSA/AML risks, and typologies
• Experience in compliance software providers (i.e. Abrigo, LexisNexis, IDology, ComplyAdvantage, Verafin, etc.) preferred
• Experience in identifying unusual transaction activity using a combination of spreadsheets and monitoring systems
• Exceptional written and interpersonal communication skills with a proficiency in Google and Microsoft Office applications
• Comfortable taking direction and quickly adapting to change in a fast-paced and critical environment
• Ability to investigate sensitive matters independently, upholding professionalism and strict confidentiality at all times
• Proven analytical and problem solving skills, understanding the need to thoroughly review all matters and consider all downstream impacts prior to recommending change
• Experienced in researching and fulfilling internal audits, subpoenas, law and enforcement requests
  
  
  

Work perks at Greenlight:

• Medical, dental, vision, and HSA match
• Paid life insurance, AD&D, and disability benefits
• Traditional 401k with company match and Roth IRA
• Unlimited PTO
• Paid company holidays and pop-up bonus holidays
• Wellness & professional development stipends
• Mental health resources
• 1:1 financial planners
• Fertility healthcare
• 100% paid parental and caregiving leave, plus cleaning service and meals during your leave
• Flexible WFH, both remote and in-office opportunities
• Fully stocked kitchen, catered lunches, and occasional in-office happy hours
• Employee resource groups
  
  
  

Our stance on salaries: Greenlight provides a competitive compensation package with a market-based approach to pay and will vary depending on your location, experience and skill set. The total compensation package for this position will also include a discretionary performance bonus, equity rewards, medical benefits, 401K match, and more. Greenlight conducts continuous compensation evaluations across departments and geographies to ensure we are keeping our pay current and competitive. The estimated base pay range for this position in (NY, CA, WA): $45,000 - 60,000 The estimated base pay range for this position in (CO): $45,000 - 55,000 Who we are: It takes a special team to aim for a never-been-done-before mission like ours. We’re looking for people who love working together because they know it makes us stronger, people who look to others and ask, “How can I help?” and then “How can we make this even better?” If you’re ready to roll up your sleeves and help parents raise a financially smart generation, apply to join our team. Greenlight is an equal opportunity employer and will not discriminate against any employee or applicant based on age, race, color, national origin, gender, gender identity or expression, sexual orientation, religion, physical or mental disability, medical condition (including pregnancy, childbirth, or a medical condition related to pregnancy or childbirth), genetic information, marital status, veteran status, or any other characteristic protected by federal, state or local law.