Entry Level Mortgage Underwriter

United Wholesale Mortgage (UWM) is America’s #1 mortgage lender and we’re looking to fill an immediate need for underwriters.

Join a company that invests in you. On top of your starting salary, a role as an Underwriter sets you up for success right out of the gate with up to $20,000 in potential incentives.*

Compensation

• $45,000 starting salary
• $10,000 in forgivable loan incentives
• $10,000 in RSUs
• Bonus opportunities
  
  

MUST-KNOWS

• This is an 8-hour shift, Monday–Friday
• This position requires full-time, on-site attendance in Pontiac, MI
• This role does not provide immigration sponsorship. Candidates must be legally authorized to work in the US without requiring sponsorship now or in the future
  
  

What You Will Be Doing

• Collect, review and examine an applicant’s financial history and records
• Perform risk assessment reports
• Analyze client’s financial statements and identify effective alternatives to application
• Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation
• Keep up with changes and adaptations as they occur
• Provide elite service to internal and external clients
• Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners
• Manage multiple priorities while building rapport with clients
  
  

What We Need From You

• Completed 2 or 4-year degree
• Complex rationale and problem-solving skills
• Computer literacy in Microsoft Word, Excel, Outlook and other internet resources
• Excellent written and verbal communication skills
• Willingness to learn and be coached
• Adaptable to a flexible, fast-changing industry
• Self-motivated with a strong work ethic
• Ability to take accountability for actions
• Preferred experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable)
  
  

THE PLACE & THE PERKS

Ready to join thousands of talented team members who are making the dream of home ownership possible for more Americans? It’s all happening on UWM’s campus, where our award-winning workplace packs plenty of perks and amenities that keep the atmosphere buzzing with energy and excitement.

It’s no wonder that out of our six pillars, People Are Our Greatest Asset is number one. It’s at the very heart of how we treat each other, our clients and our community. Whether it’s providing elite client service or continuously striving to improve, our pillars provide a pathway to a more successful personal and professional life.

From the team member that holds a door open to the one that helps guide your career, you’ll feel the encouragement and support on day one. No matter your race, creed, gender, age, sexual orientation and ethnicity, you’ll be welcomed here. Accepted here. And empowered to Be You Here.

More Reasons You’ll Love Working Here Include

• Paid Time Off (PTO) after just 30 days
• Additional parental and maternity leave benefits after 12 months
• Adoption reimbursement program
• Paid volunteer hours
• Paid training and career development
• Medical, dental, vision and life insurance
• 401k with employer match
• Mortgage discount and area business discounts
• Free membership to our large, state-of-the-art fitness center, including exercise classes such as yoga and Zumba, various sports leagues and a full-size basketball court
• Wellness area, including an in-house primary-care physician’s office, full-time massage therapist and hair salon 
• Gourmet cafeteria featuring homemade breakfast and lunch
• Convenience store featuring healthy grab-and-go snacks
• In-house Starbucks and Dunkin
• Indoor/outdoor café with Wi-Fi
  
  

DISCLAIMER

• Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions).
  
  

All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is "at-will." UWM is an Equal Opportunity Employer. By selecting “Apply for this job online” you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes.