VP of Credit (NYC)

Location: New York, NY (4 days/week in office)

Salary Range: $200,000 - $250,000

About Our Client

Our client is the first embedded financing platform built to simplify the end-to-end purchasing process for technology buyers and sellers. They enable businesses to pay, finance, and manage all their tech expenses from a single platform. For sellers, the platform offers the opportunity to extend flexible payment options to their customers while still receiving payment upfront.

With recent Series A funding and a $100 million debt facility, our client is backed by leading investors and venture firms. They are revolutionizing how companies buy and sell technology, disrupting a multi-trillion dollar industry. Having facilitated thousands of payments for customers across hundreds of vendors, they are on a mission to help businesses scale with the technology they love.

The Opportunity

As VP of Credit, you will own the credit and fraud risk management process for the customer lifecycle. This role involves leading the development and execution of credit and fraud policies that balance risk and reward, ensuring the health and sustainability of the portfolio. You will collaborate with various teams and play a key role in shaping the company's risk framework, reporting directly to the CEO.

This is a unique opportunity to be the most senior credit/risk hire at a high-growth startup. You will have exposure to all aspects of the business and will lay the foundation for the company’s credit and risk operations, with the opportunity to scale the team over time.

What You’ll Do

• Lead the credit and risk strategy, collaborating closely with Product & Engineering, GTM, and Finance teams to design innovative lending products.
• Manage relationships with external stakeholders including the board, banking partners, investors, and regulatory bodies, communicating credit metrics and setting expectations.
• Develop and iterate on credit risk management policies to align with business objectives.
• Oversee the entire credit lifecycle, ensuring optimal performance from loan origination to servicing, collections, and recoveries.
• Implement advanced data analytics and machine learning models to enhance decision-making and risk prediction.
• Provide leadership and guidance to the credit and operations teams, fostering a culture of continuous improvement and data-driven decision-making.
• Stay up-to-date with industry trends, regulatory changes, and technological advancements that may impact the credit risk framework.
  
  

What You’ll Bring

• 10+ years of experience in credit risk management, with a focus on the B2B fintech or lending space.
• Bachelor’s degree in STEM, Economics, or Finance (Master’s preferred).
• Proficiency with BI tools (e.g., Tableau, Looker), underwriting platforms, familiarity with commercial credit bureau data, and loan management systems.
• Ability to work out of the NYC office 4 days per week (Monday through Thursday).
  
  

We Offer

• An opportunity to join one of the fastest-growing Fintech Series A companies in NYC.
• The ability to revolutionize the B2B SaaS market.
• A collaborative and passionate startup environment.
• Competitive salary, equity, flexible PTO, and comprehensive benefits (medical, dental, vision).
• Recognition as one of Built-In’s 2024 “Best Places to Work.”
  
  

Our Values

• Win Together – Move, grow, and succeed as a team.
• Be Accountable – Stay true to yourself, your team, and your customers.
• Stay Curious – Always seek knowledge and dig deep.
• Listen to Understand – Strive to truly understand what is being communicated.
• Go Above & Beyond – Push boundaries and experience the excitement of being a pioneer.
  
  

Our client is committed to fostering a diverse, inclusive, and flexible environment that allows all team members to thrive. They are an Equal Opportunity Employer and consider applicants without regard to race, color, national origin, gender, sexual orientation, genetics, age, marital status, veteran status, disability status, or any other category protected by law.